Extended Health Plan is a supplementary health care plan providing additional coverage for medical, dental and vision related expenses not insured or not insured in full by OHIP/UHIP or a private health care plan, such as that offered by the Society of Graduate Students. Any graduate student who worked as a TA during academic year is eligible to apply to EHP. The maximum reimbursement amount varies from academic year to year. Today the maximum is $499.
The EHP is funded by the Employer as per the last Collective Agreement. According to its provisions the Employer provides $150 for each of the GTAs to the Local. Because not everyone uses their full quota in each academic year, the Local has been able to provide $499 as a reimbursement limit.
The most popular categories in EHP application are dental and vision expenses. Many GTAs benefit from this program, but about 14% members reach the reimbursement limit and have to apply to our other program, Financial Assistance Fund.
Financial Aid Fund
Financial Assistance Fund supports three programs administered by the Local.
- The Food Support & Resources Fund is intended to aid members who are experiencing chronic or unexpected financial need or an emergency that diverts income from their food budget. The Fund has an annual budget of $12000 for over 2000 members. Given these limited resources, not everyone is approved. Each successful applicant will receive $75 in food bank vouchers, plus $25 for every dependent in their household (e.g., spouse, children) to a maximum of $175.
- Financial Assistance funds the following categories of expenses:
- Medical Emergencies (maximum $500 per term),
- Personal Emergencies (maximum $500 per term),
- Academic/Conference Travel (maximum $300 per academic year),
- Child Care Subsidy (maximum $500 per academic year).
Because of limited funds, only applicants showing the greatest need are reimbursed.
- UHIP offset fund ($50,000 in 2017/2018) is equally distributed among international GTAs who expressed interest in receiving the assistance. The University Health Insurance Plan (UHIP) is a private health insurance plan providing coverage similar to OHIP to international students. The assistance depends on the number of applicants and varies from year to year. In 2014 - 2017 the compensation varied from $77 to $138, which is way below the UHIP premium of $612 per year.
20% of GTAs have one or more dependents (excluding working spouse/partner)**
Among international GTAs with dependents, 53% have a dependent who is not enrolled into UHIP**.